AAA Member Auto Insurance Discounts
One of the most popular membership benefits that members of the American Automobile Association, commonly known as AAA or “triple A”, enjoy is the ability to purchase automobile insurance at affordable rates through a variety of regionally-based Auto Club Enterprises. Founded in the early 20th century as a service club for the growing number of motorists located throughout the U.S. when nine local motor clubs joined forces, AAA, now headquartered in Heathrow, FL, is becoming just as well known and respected as an insurance provider as it is for its emergency roadside assistance program, the key benefit offered to all motor club members. With almost 2.2 million direct written premiums in 2012, Auto Club Enterprises ranks 12th among the 25 top auto insurers in the county, capturing a 1.27 market share.
AAA – Leading Auto Association in the US
AAA has been a leader in traffic safety issues since its inception, helping to craft the 1966 legislation establishing the National Traffic and Motor Vehicle Safety Act and the 1988 Truck and Bus Safety Regulatory Reform Act. AAA has also been a leader in public education about safe teen driving. AAA members who belong to one of the 51 independently operated AAA clubs across the nation can find their closest Auto Club Enterprises insurance organization by logging onto the website for a free quote.
How Auto Club Enterprises Compute Auto Insurance Premiums
Auto Club Enterprises calculate automobile insurance premiums based on a member’s specific calculated risk. Members who have a good driving history with no accident claims or violations in recent years, seniors and teens who have taken defensive driver and safety education courses, and drivers who have a variety of safety and anti-theft devices equipped on their vehicles tend to be able to enjoy savings of at least 5% less than premiums charged by other major insurance providers. Although insurance through Auto Club Enterprises is offered in all 50 states as well as the U.S. Virgin Islands and Puerto Rico, drivers with recent DUI convictions or other driving violations may be ineligible to purchase car insurance through AAA.
Auto Club Enterprises Member Benefits
Some of the more unique benefits that a member receives when they secure their car insurance from their regional Auto Club Enterprises is a discount for VIN etching, a procedure that etches their auto’s vehicle identification number onto their windshield as an anti-theft measure, the waiver of up to $250 in deductible payments if their accident involves another driver who also carries insurance from Auto Club Enterprises, and an extensive Accident Assist program which coordinates all the claim forms and paperwork involved following a collision, in addition to coordinating quick on-site towing and repair assistance.