Key Things to Know About Texas to Mexico Car Insurance

Key Things to Know About Texas to Mexico Car Insurance

Thousands of Texas residents drive across the border from Texas to Mexico every week, either for business or pleasure. Although state law in Texas requires that drivers have a minimum level of liability insurance coverage on their vehicles, the Mexican government does not recognize the validity of auto insurance policies issued in the United States or Canada. A Texas driver's current U.S. insurance policy offering protection against damage caused … [Read more...]

Auto Insurance Rates in 2013 vs 2012 by State

Auto Insurance Rates in 2013 vs 2012 by State

Differences in Auto Insurance Rates Among The States Automobile insurance rates are changing throughout the country, but while some states show people paying less than those in another state and accordingly dropping further down the list from most expensive to least expensive, overall rates are increasing. Comparing the 2009 report of the to the 2013 report, the rates for the current highest ranked state, Louisiana, jumped from … [Read more...]

Car Insurance for Women Vs Men in Austin

Car Insurance for Women Vs Men in Austin

Your Gender Can Drive Your Auto Insurance Quote Up Gender is one of the factors that automobile insurance carriers in Texas use to determine rates based on a calculation of risks. A male driver in Austin will likely get a completely different auto insurance quote than a female driver and usually a higher one at that. Although men may feel this is some form of gender discrimination, insurance companies actually have statistical research to prove … [Read more...]

Key Facts About Auto Insurance for Mini Vans

Auto Insurance for Mini Vans

Mini Vans are a popular transportation choice for many families since they are among the least expensive types of vehicles for which to obtain the mandatory automobile insurance coverage mandated by every U.S. state. While luxury automobiles and sports cars can easily run over $3,000 in annual insurance expenditures, the average cost to insure a mini van is $1100. An insurance industry study found that the least expensive mini vans to insure … [Read more...]

Do I need Personal Injury Protection?

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Do I Need Personal Injury Protection? Personal Injury Protection (PIP), also known as "no fault" insurance coverage, is a type of car insurance offered by some carriers to cover such things as medical expenses, lost wages and collateral costs associated with sustaining medical injuries such as travel expenses for treatment and child and pet care. Before the advent of PIP insurance, the driver of the vehicle who was not at fault for causing an … [Read more...]

Distracted Driving Can Raise Your Insurance Rates

According to the National Highway and Traffic Safety Administration, inattentive or distracted drivers cause more than 1.5 million motor vehicle crashes each year. That means nearly one out of every four crashes could have been prevented had the drivers not been distracted. … [Read more...]

How To Lower Your Student Auto Insurance Rates

We all want to try and save money wherever we can, especially with the way the economy is right now. If you are a student you are probably scraping for cash all the time. Luckily, there are ways for students to get a reduced rate and lower their auto insurance. Lowering your rates can help you save money for school, and help take the pressure off you. The auto insurance industry will help you out, but they do not make it very easy. … [Read more...]

Austin Auto Insurance Rates

When it comes to auto insurance, you’re well-advised to shop around for prices. Comparing auto insurance rates is important for a number of reasons. First, it provides you with a basic outline of what the current market rates are for your area and your type of vehicle. Also, it allows you to learn about a number of different plans, all of which may offer varying services and coverage at different rates. … [Read more...]